This is a bit of a hard one for me to write as it means divulging a bit more personal information than I'm usually comfortable sharing and it's also actually quite embarrassing. But here goes... I got rejected for a home loan from almost every bank in Malta.

So far in our quest to buy a property in Malta, we have had the initial meetings with banks to see if we're eligible and get quotes on repayments. We have searched the market, found a property we liked and signed the promise of sale. So now, the property is off the market whilst you apply for a bank loan and the bank, the notary and your architect do their work to ensure this sale can go through.